When you're ready to buy your next car, one of the things that you must consider is how much can you spend. That doesn't necessarily mean how much do you have in the bank, but how much can you afford with your monthly payments. Your credit score also has a lot to do with this.
By knowing where you stand on the credit score scale, you'll know exactly how much you can get approved for, and what your monthly payments will be. That's important because you'll know what kind of car you can really afford, and if you should splurge for all the upgrades.
The credit score scale can be confusing and complex, but when you use the resources below to check you rating online for free, you'll see exactly where you land. That will not only tell you about the car loan you can get, but where you stand in comparison to the average.
Are you below the national average or above it?
If your score is below 680 points, there are some quick things you can do on your own to increase that score, and it won't cost you a dime. By following the advice to increase your score, you'll be able to make those changes before your new car lender has a chance to ever see your old score.
In addition, you can knock a $100 or more off your monthly payment and have a nice, new lower auto insurance payment. Just by seeing what score you have, you'll get this information and more for free.
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